Motorcycle Insurance
Motorcycle Insurance typically
offers a combination of collision, liability, theft, and related coverage designed
specifically to meet the needs of motorcycle owners. If you own a motorcycle—whether
you ride it or not!—you need this coverage to protect you from theft, collision,
and other common exposures. Some of the items that may affect premiums;
- Your driving record Where you keep your cycle
(in the open or in garage) Your credit record How many years you have been driving
a motorcycle Your age Previous Cycle Coverage
- Anti-theft devices
ATV
Insurance
Most states don't require
ATV insurance and you may have limited coverage if you have a homeowners policy.
If you have an ATV we urge you to contact us and let us review your specific
policy to determine whether you need a separate ATV Policy.
Many insurance companies offer discounts to help lower your premium such as:
A discount for completing and approved ATV safety course.
A discount for owning and insuring multiple ATVs.
A discount for being a member of associations such as the Harley-Davidson Owners
Group (HOG), American Motorcyclist Association (AMA) or the Honda Rider's Club
of America (HRCA).
Motorcycle Insurance Information and Tips
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